• How Do I Contact NEST?
• When can I register my business?
• Who is responsible for choosing the available investment options?
• Which businesses are eligible to facilitate in the program?
• Where can I find information about investments, fees, risks, and other program details?
• When do I need to enroll new employees?
• What legislation created the program?
• What is considered a qualified, employer-sponsored retirement plan?
• What if my payroll provider is stating they will charge a fee for remitting contributions with the program?
• What if my payroll company won't help me administer the program?
• What if my employee does not want me to disclose their information?
• What if I already offer a qualified retirement plan?
• What if an employee asks me for advice about the program or its investment options?
• What if an employee already has a NEST account through another employer?
• What if a business doesn’t register for the program as required by law?
• What do employees need to do after I enroll them?
• Do employees need to fill out paperwork to enroll or make changes?
• Is there a penalty for late or omitted payroll deductions?
• Is there a minimum age to participate in the program?
• If I offer the program to my employees now and then decide to offer a qualified retirement plan later, what do I do?
• If a business owner or shareholder is also an employee, are they eligible to participate?
• I already offer a 401(k) or similar plan to some employees but not all. Do I have to offer this program too?
• How long does it take to complete registration online?
• How does registration work?
• How are employers notified when it's time to register for the program?
• Does this program replace 401(k)s?
• Does the program secure funds deposited into employee accounts?
• Do payroll deduction IRAs count as a qualified, employer-sponsored retirement plan?
• Do other states have similar programs?
• Do I need to report contributions on my employees’ W2s?